What We Do?

Income Initiation for Women in Need

We have been operating under a Joint Liability Group ( JLG) model since inception. Our products are also aligned to the requirement of cycle based loans as is typically the case in any JLG model. The loans are offered to women who form a part of each JLG. These loans are usually for income generation.
Our loans for income generation are offered under the brand name 'Saral'. As the name implies, it's a loan that can be easily applied for and obtained. The other product we focus on is related to dwelling units and is offered under the brand name 'Ashray'

SARAL

This is a business financing loan scheme ranging from 10,000 to 60,000. This loan is offered to small entrepreneurs engaged in agriculture, animal husbandry, operating as artisans, running cottage industries or offering locally useful services for which they need working capital.

 

 

 
Product Name Amount ( in INR) Tenure Interest Rate (current quarter) Minimum Interest Rate Maximum Interest Rate Average Interest Rate Processing Fees Purpose
SARAL  up to 60,000 up to 18 Months 26%  26% 26% 26% 2% Income Generation