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CSR Initiative

Merit Scholarship programme

Jagaran provides financial and other support to provide educational and financial support to meritorious students of economically weaker sections to complete their education up to the Graduation level. So far, 35 Madhyamik and Higher Secondary students have been selected for being provided with a bicycle each and financial support

Ambulance Service

Jagaran is committed to provide quality of life to the borrowers through offering ambulance services in emergency pre-hospital medical care, although they generally provide both emergency response and patient transfer on behalf of the Health Sector. The service of ambulance will prove to be a boon for the people ...

Cycle Distribution

Jagaran is highly active and efficient toward uplifting the academic lives of children who are struck with poverty. Jagaran humbly believes in the saying, “Poverty is not being without money, but being without hope”. Henceforth, It always stays in the forefront towards facilitating the education of those in need. Distribution ...

Placement Programme for Unemployed Youth

To address Unemployment problems Jagaran has taken initiatives with the collaboration of Anudip Foundation to provide placement in different financial and non- financial institutions. Under this Program, the unemployed youths are imparted training through various courses, which include cerate, spoken English, soft skill development, computer basics, grooming etc. Our initiative ...


Women have the power to give life andJagaran believes that she is naturally empowered to change the lives as well. The Organization has provided skill development training to some of the women who were provided credit facilities. The programme aims at enterprise development through credit facilities and capacity building ...

Health Camps

Free Spectacles distributed :
Jagaran conducted periodic seminars on ophthalmic nursing and detection of cataract patients. After Cataract surgery Spectacles were distributed. Spectacles were given to150 persons including borrowers after checking power with the assistance of Mamraj Agarwal Foundation and Lions club. So far five eye check- up ...


While the micro finance intervention made by Jagaran definitely helped in the enhancement of the income of our poor borrowers, this income would often flow out to meet the emergency health expenses of the family. We realized that this income leakage had to be taken care of by awareness and ...

Promotion of Higher Education

Jagaran always believes in Human Resource Development. Many Students of underprivileged communities have hardly any opportunity to continue education. Jagaran is coming forward to provide financial and other supports to complete their education up to Graduate level. The principle of “learning while earning” is followed. So far the following ...


In rural and urban West Bengal it has been observed that a considerable number of children belonging to poor families have been deprived of the rights and opportunity of getting primary education. Sources reveal that on one hand government is trying to reduce illiteracy by making ...


Education Loan:
Under support from our partners: JAGARAN successfully developed and started giving education loans to students with good academic performance but who cannot pursue their higher education or vocational skills training due to financial constraints. JAGARAN is committed to creation of product features which are really responsive to the ...

Jute Work

Wonderful decorative items can be made from jute and there is a very large market for such products

Embroidery/Bead Setting

This skill is best taken up by women and can be an easy skill to acquire to earn livelihood.

Current Out Reach

 Key Operational Statistics as on 30th Nov 2018.
 Gross Loan Portfolio (Rs. Cr.) 318.06
BC Portfolio (From IDBI Bank)(Rs.Cr.) 16.29
No. of States 5
No. of districts 27
No. of Branches 108
No. of Active members 2,78,358
Loan Amount Disbursed during this period of 2018-19 351.07
Average O/S Loan (INR) 16,013
Regular Repayment Rate 99.69%
Number of Employees 645+

Ratings and Grading


Rating / Grading Month

Rating / Grading / COCA

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May, 2018




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August, 2018




August, 2018



Our Philosophy

Service Excellence: Provide unfailing service at the right place and at the right time.

Product Offering: Listen to the market and offer practical solutions.

Support and Guidance: Understand problems and assist members whenever required.

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