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HEALTH CARE

 

While the micro finance intervention made by Jagaran definitely helped in the enhancement of the income of our poor borrowers, this income would often flow out to meet the emergency health expenses of the family. We realized that this income leakage had to be taken care of by awareness and knowledge and a number of health camps were organised.

A) Health Camps Conducted :

Sl.no.

Financial Year

No. of Camps conducted

No. of patients Attended

1

2012-2013

2

352

2

2013-2014

4

600

3

2014-2015

6

750

4

2015-2016

4

525

5

2016-2017

2

255

 

Total

18

2482


B) Eye Check – ups and Free Cataract Surgeries :

Jagaran in collaboration with Susrat Eye Foundation organized free eye screening camp for low income community people of the districts of North and South 24 Parganas, Medinipur, Murshidabad, Kolkata. Specialists rendered their services and provided medicines and other medical relief to 3497 patients. Among them, 492 patients were selected for eye- surgery.About 374 cataract patients were operated.More than 3497 villagers were covered under eye check-up camp in different camps of different districts during the last 5 year. After Cataract surgery Spectacles were distributed. So far 46 eye check-up as well as operation camps were organized at Berachapa, Rajarhat,Katiahat and Baranagar of North and Basanti,Namkhana,Champahati and Karanjali of South 24 Parganas,Nadia, Medinipur and Kolkata.

Sl.no.

Financial Year

No. of Camps conducted

No. of patients Attained

Free Cataract Surgeries/operation

1

2011-2012

5

740

49 out of 75 patients

2

2012-2013

10

1050

162 out of 190 patients

3

2013-2014

6

802

58 out of 84 patients

Current Out Reach

 Key Operational Statistics as on 31st March 2018.
 Gross Loan Portfolio (Rs. Cr.) 261.01
BC Portfolio (From IDBI Bank)(Rs.Cr.) 27.97
No. of States 5
No. of districts 29
No. of Branches 108
No. of Active members 2,32,143
Loan Amount Disbursed during this period of 2017-18 427.45
Average O/S Loan (INR) 15,745
Regular Repayment Rate 99.30%
Number of Employees 580+

Rating & Grading

•   Jagaran has been assigned Grade S3 (Good) as Social Rating by M2I in 2016 (a renowned Social Rating agency).
•   It has received Grading “AA” in Code of Conduct Assessment (CoCA) conducted by ACCESS-ASSIST in 2016.
•   CARE Ratings assigned a grading ‘MFI 2’ in July 2017 .
•   Staff strength 580+CARE Ratings assigned a Rating‘BBB-/Stable’ to Jagaran on March 2017.
•   Jagaran received Skoch Order-of-Merit award in September 2016.

Our Philosophy

Service Excellence: Provide unfailing service at the right place and at the right time.

Product Offering: Listen to the market and offer practical solutions.

Support and Guidance: Understand problems and assist members whenever required.

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