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Education

 

PRE-PRIMARY SCHOOL
In rural and urban West Bengal it has been observed that a considerable number of children belonging to poor families have been deprived of the rights and opportunity of getting primary education. Sources reveal that on one hand government is trying to reduce illiteracy by making children literate, but on the other hand a great number of children are remaining illiterate for various reasons in spite of implementation of Right to Education Act 2009. As a result literacy rate could not be achieved as per our expectation. The children within this age group 6+ should be brought within the orbit of Primary Education otherwise this group will become part of the illiterate generation in future. Pre-primary education has become a popular strategy to prevent drop out from formal education and bring them to the mainstream of education system, thereby aiming to ensure that all poor children in a community receive free education. Under the program, schools are set up in villages with community participation. . For this we have made various efforts already and plan to continue our efforts in future as per the programme below for Pre-Primary schools.

Sl No

Place of  School

Under Branch

Districts

No of Schools

Total number of students

1

Gosaba

South 24 Parganas

1

30

2

Namkhana

do

1

30

3

Rajarhat

North 24 parganas

1

30

4

Taki

do

1

30

5

Palassy

Nadia

1

30

6

Betai

-do-

1

30

7

Ghatal

West Midnapore

1

30

8

Ballichak

do

1

30

9

Domkal

Murshidabad

1

30

10

Kandi

Do

1

30

 

 

Total

10

300

Current Out Reach

 Key Operational Statistics as of 28th Feb 2019.
 Gross Loan Portfolio (Rs. Cr.)    373.06
 BC Portfolio (From IDBI Bank)(Rs.Cr.)      19.11
 No. of States             5
 No. of districts           27
 No. of Branches         115
 No. of Active members 2,94,103
 Loan Amount Disbursed (Rs. Cr) during this period of 2018-19    512.44
 Average O/S Loan (INR)    17,485
 Regular Repayment Rate   99.79%
 Number of Employees         670

Ratings and Grading

Agencies

Rating / Grading Month

Rating / Grading / COCA

Rating / Grading / Score

ICRA

May, 2018

Rating

BBB-/Stable

CARE

May, 2018

Rating

BBB-/Stable

SMERA

August, 2018

Grading

M2

SMERA

August, 2018

COCA

C2

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Service Excellence: Provide unfailing service at the right place and at the right time.

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