Mission, Vision and Values
Transparency- We provide our clients precise and distinct information about our credit policy and educate them about the terms of financial services that our clients can rely on.
Integrity- Integrity means being true to ourselves and being honest, upright, and decent in our dealings with others. We believe that high standards of governance, participation, management and reporting are critical to our mission to serve our clients and to uphold core social values.
Determination- Our clients are the lifeblood of our organization. So, we are determined to serve them well and secure. We will safeguard personal information of clients, only allowing disclosures and exchange of such information to others who are authorized to see it, with the knowledge and consent of clients.
Innovation- We believe that our clients deserve fair and efficient microfinance services. We will provide these services to them in as convenient, participatory and timely manner as possible.
To build a professionally managed Microfinance institution that is able to achieve a healthy amalgamation of social and financial sustainability through economic empowerment as well as employment generation and entrepreneurship amongst the economically backward sections of the population in India.
Empower women of weaker sections of the society and integrate them with the mainstream through financial inclusion in an efficient, equitable and transparent manner and ensure their access to better livelihood, health and education.
Current Out Reach
|Key Operational Statistics as on 30th Nov 2018.|
|Gross Loan Portfolio (Rs. Cr.)||318.06|
|BC Portfolio (From IDBI Bank)(Rs.Cr.)||16.29|
|No. of States||5|
|No. of districts||27|
|No. of Branches||108|
|No. of Active members||2,78,358|
|Loan Amount Disbursed during this period of 2018-19||351.07|
|Average O/S Loan (INR)||16,013|
|Regular Repayment Rate||99.69%|
|Number of Employees||645+|
Rating & Grading
• Jagaran has been assigned Grade M2 (second from top) in August 2018 by SMERA (a renowned agency).
• It has received Grading “C2” for Code of Conduct Assessment in August 2018 conducted by SMERA.
• CARE Ratings and ICRA have assigned a Rating ‘BBB-/Stable’ to Jagaran in May 2018.
• Jagaran received Skoch Order-of-Merit award in September 2016.
Service Excellence: Provide unfailing service at the right place and at the right time.
Product Offering: Listen to the market and offer practical solutions.
Support and Guidance: Understand problems and assist members whenever required.