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Mission, Vision and Values

VALUES


Transparency- 
We provide our clients precise and distinct information about our credit policy and educate them about the terms of financial services that our clients can rely on.
  
Integrity- Integrity means being true to ourselves and being honest, upright, and decent in our dealings with others. We believe that high standards of governance, participation, management and reporting are critical to our mission to serve our clients and to uphold core social values.
       
Determination-  Our clients are the lifeblood of our organization. So, we are determined to serve them well and secure. We will safeguard personal information of clients, only allowing disclosures and exchange of such information to others who are authorized to see it, with the knowledge and consent of clients.

Innovation-  We believe that our clients deserve fair and efficient microfinance services. We will provide these services to them in as convenient, participatory and timely manner as possible.


MISSION STATEMENT


To build a professionally managed Microfinance institution that is able to achieve a healthy amalgam of social and financial sustainability through economic empowerment as well as employment generation and entrepreneurship amongst the economically backward sections of the population in India.

VISION STATEMENT


Empower women of weaker sections of the society and integrate them with the mainstream through financial inclusion in an efficient, equitable and transparent manner and ensure their access to better livelihood, health and education.

Current Out Reach

 Key Operational Statistics as on 30th September 2017.
 Gross Loan Portfolio (Rs. Cr.) 182.05
BC Portfolio (From IDBI Bank)(Rs.Cr.) 31.5
No. of States 5
No. of districts 26
No. of Branches 93
No. of Active members 1,94,687
Loan Amount Disbursed during this period of 2017-18 176.79
Average O/S Loan (INR) 13,683
Regular Repayment Rate 98.46%
Number of Employees 505

Rating & Grading

•   Jagaran has been assigned Grade S3 (Good) as Social Rating by M2I in 2016 (a renowned Social Rating agency).
•   It has received Grading “AA” in Code of Conduct Assessment (CoCA) conducted by ACCESS-ASSIST in 2016.
•   CARE Ratings assigned a grading ‘MFI 2’ in July 2017 .
•   Staff strength 520+CARE Ratings assigned a Rating‘BBB-/Stable’ to Jagaran on March 2017.
•   Jagaran received Skoch Order-of-Merit award in September 2016.

Our Philosophy

Service Excellence: Provide unfailing service at the right place and at the right time.

Product Offering: Listen to the market and offer practical solutions.

Support and Guidance: Understand problems and assist members whenever required.


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