What We Do

What We Do

Enabling with Passion


The borrowers who reach out to us for financial support earn their livelihoods through a wide spectrum of tiny to small business ventures. Every loan we offer is to generate income for our borrowers and we find that the women whom we lend to are industrious and believe in their abilities to grow their nascent businesses.

Apart from agriculture, which is undoubtedly the mainstay of our national economy, we find women running cottage industries, engaged as artisans and operating a large variety of small businesses, even from their homes. A snapshot is provided here.

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AGRICULTURE

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SMALL BUSINESS

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ANIMAL HUSBANDRY

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SERVICE SECTOR

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VILLAGE & COTTAGE INDUSTRY

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OTHERS

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ARTISANS

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SMALL ROAD TRANSPORT OPERATOR

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PURCHASE OF SOLAR ITEMS

Our Products


Jagaran has a multitude of products catering to the underprivileged women borrowers. We also partner with a large PSU bank to offer BC products to our borrowers.

Product Name Loan Amount (₹) Tenure Interest Rate (%) Purpose Processing Fees (%)
SARAL From 10000 to 70000 Upto 2 years 24.75 Income Generation 1
SUVIDHA 25000 9 months 24.75 Income Generation (Seasonal Loan) 1
ASHRAY From 20000 to 30000 1 year 24.75 House Renovation and Repair 1
SEVA From 10000 to 20000 1 year 24.75 Alternate Energy and W.A.S.H. 1
Our products are collateral-free, completely unsecured loans which are mainly provided for income generation. However, we also have products for specific needs namely home renovation & repair, W.A.S.H., etc.

Customers are provided a copy of the complete set of loan documents along with KYC on request.